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Car insurance that prices you monthly based on how safe you drive — not
just your age or zip code
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HOW

IT WORKS

Novo prices your insurance based on real driving.

Your Safety Score reflects how you drive, and your rate updates monthly based on your habits.

The safer you drive, the lower your price.



Hard-braking too much last week?

Don’t stress — you’re not locked into a high rate.

Drive first or quote first — Novo puts you in control

Want to start now? Get a free quote and lock in a fair rate — including 20% off right away! Want to test the waters first? Try our drive first option: download the Novo app and hit the road. Once your Safety Score is ready, we’ll show you a personalized rate based on how you drive. Driving safer can lead to savings of up to 40%.

WHAT

THEY SAY